Terms & Conditions

Effective: June 2026 · FinSpark AG

Welcome to FinSpark. By using our website, mobile app, and services, you agree to the following terms. Please read them carefully.

1. Acceptance of terms

By accessing or using our platform, you confirm that you have read, understood, and accept these Terms & Conditions. If you do not agree, please refrain from using our services.

2. Services description

FinSpark provides financial management, budgeting, investment insights, and consulting. We reserve the right to modify or discontinue any feature with reasonable notice.

3. User accounts

4. Payments and fees

Subscription fees are clearly displayed on our pricing page. All payments are processed via secure third‑party providers. Fees are non‑refundable unless otherwise required by law.

5. Intellectual property

All content, trademarks, and software on this platform are the property of FinSpark AG or its licensors. You may not copy, modify, or distribute any part without prior written consent.

6. Limitation of liability

FinSpark provides tools and advice, but we are not a financial institution. We do not guarantee investment returns. To the fullest extent permitted by law, we are not liable for indirect, incidental, or consequential damages.

7. Governing law

These terms are governed by the laws of Switzerland. Any dispute shall be resolved exclusively in the courts of Zürich.

8. Changes to terms

We may update these terms from time to time. The latest version will always be available on this page. Continued use constitutes acceptance of the revised terms.

Contact: For any questions, please visit our Contacts page or write to FinSpark AG, Bahnhofstrasse 21, 8001 Zürich.

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