Privacy Policy

FinSpark AG („we“, „us“, „our“) respects your privacy. This policy explains how we collect, use, and safeguard your personal data when you use our website, app, and services.

1. Information we collect

• Contact details: name, email address, phone number, postal address.
• Financial data: transaction history, budget information (only with your explicit consent).
• Technical data: IP address, device type, browser, cookies (see our Cookie Policy).

2. How we use your data

• Provide and improve our financial tools and consulting services.
• Process transactions and send important account notifications.
• Personalize your experience and send promotional offers (you may opt out).
• Comply with legal obligations (e.g., anti‑money laundering).

3. Data sharing

We never sell your personal data. We may share information with:

• Trusted service providers (hosting, payment processing, analytics) under strict confidentiality.
• Regulatory authorities if required by law.

4. Data security

We implement bank‑grade encryption, access controls, and regular security audits. However, no online system is 100% secure; please protect your credentials.

5. Your rights

• Access, correct, or delete your personal data.
• Withdraw consent at any time (without affecting past processing).
• Lodge a complaint with your local data protection authority.

6. Contact

For any privacy‑related questions, please reach out via our Contacts page or write to:
FinSpark AG, Bahnhofstrasse 21, 8001 Zürich, Switzerland · +41 44 123 45 67

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